Legal

Terms of Service

Strategic Investor Network LLC · a Wyoming limited liability company · doing business as The Patient Investor

Last updated: September 4, 2026

These Terms of Service (the “Terms”) govern your access to and use of the Patient Investor Mastermind members platform and the resources reached through it, including the Digest and the Refresher video library (together, the “Services”). The Services are operated by Strategic Investor Network LLC (“we,” “us,” or “our”). By creating an account or using the Services, you agree to these Terms and to our Privacy Policy, which is incorporated here by reference. If you do not agree, do not use the Services.

01Educational purpose only

The Patient Investor Mastermind provides an educational and mentorship experience only. We are not selling investments, insurance, real estate, or securities, and we do not sell, custody, or facilitate the purchase of any cryptocurrency or other digital asset. We do not provide tax, legal, or investment advisory services.

Investing and trading in stocks, futures, options, or digital currencies involves a substantial degree of risk and may not be suitable for everyone. Past performance is not indicative of future results. Everything shared inside the Services is for educational purposes and is not a recommendation to buy, sell, or hold any asset.

02No investment or financial advice

Nothing in the Services constitutes investment advice, financial advice, trading advice, or advice of any other kind, and you should not treat any content as such. We do not know your individual financial circumstances. We do not recommend that any digital or virtual currency be bought, sold, or held by you. Conduct your own due diligence and consult a licensed financial, tax, or legal advisor before making any decision.

03Earnings disclaimer

We do not believe in get-rich-quick programs. Any experiences or results shared inside the Services are real, but they are not typical and are not a promise or guarantee of your results. Your outcome depends on many factors, including your experience, effort, and market conditions. Any earnings or income statements are aspirational only.

04Accounts and sign-in

Access to the members platform requires an account, which we create for you when you join. We use passwordless “magic link” sign-in: you enter your email address and we send a one-time link that logs you in. You agree to:

  • Maintain a single account and keep access to your email inbox secure, since anyone with access to your inbox can request a sign-in link.
  • Not share your account, sign-in links, or access to gated resources with anyone else.
  • Provide accurate information and keep it current.
  • Notify us promptly of any unauthorized use of your account or other breach of security.

You are solely responsible for all activity that occurs under your account. Membership is personal to you and may not be transferred.

05Community conduct

The platform includes community spaces — channels, chat, events, and courses — where members interact. You agree to engage respectfully and in good faith, and you agree not to:

  • Use the Services for any unlawful purpose.
  • Harass, threaten, defame, or abuse other members or our team.
  • Post content that is unlawful, infringing, deceptive, or that you do not have the right to share.
  • Solicit, spam, or promote other products, services, or investments to members without our prior written consent.
  • Restrict, disrupt, or interfere with the Services or other members’ use of them, including through hacking, scraping, or automated access.
  • Transmit viruses or any other harmful code, or attempt to gain unauthorized access to any part of the Services or their underlying systems.

We may remove content and suspend or terminate accounts that violate these Terms, at our discretion.

06Our content and intellectual property

The Services and their content — including text, articles, courses, the Digest, videos, graphics, software, trademarks, and logos (collectively, the “Content”) — are the property of Strategic Investor Network LLC and its licensors. We grant you a personal, non-transferable, non-exclusive license to access and use the Content for your own individual, non-commercial learning while your membership is active.

You may not copy, record, screen-capture, download (except where a download is expressly offered), republish, sell, sublicense, distribute, publicly display, or create derivative works from the Content, and you may not share access to gated resources such as the Digest or the Refresher library with non-members. You acquire no ownership rights by using the Services.

07Content you submit

You retain ownership of the messages, posts, questions, and other content you submit to the community (“Member Content”). By submitting Member Content, you grant us a royalty-free, worldwide, non-exclusive license to host, store, display, and use it for the purpose of operating and improving the Services. You represent that you have the rights to the Member Content you post and that it does not violate these Terms or the rights of any third party.

Any testimonial or review you provide must be true and accurate. We may use testimonials, together with your first name and state/country, in our advertising; individual experiences vary and are not a guarantee of your results.

08Fees, cancellation, and refunds

Where membership or a program carries a fee, the applicable pricing and terms are disclosed at the point of purchase. Our team is always willing to work with you and will honor any guarantee that applies to your purchase. Please contact us before initiating any payment dispute or chargeback so we can resolve the issue directly.

09Disclaimer of warranties

Except where otherwise prohibited by law, the Services and all Content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We make no representation or warranty as to the reliability, timeliness, quality, availability, accuracy, or completeness of any information in the Services.

10Limitation of liability

Except where otherwise prohibited by law, in no event shall Strategic Investor Network LLC or its officers, directors, shareholders, employees, contractors, or agents be liable for any indirect, special, incidental, exemplary, consequential, or punitive damages, or for any lost profits, lost revenue, lost data, trading losses, or loss of digital assets, arising from or related to these Terms, the Privacy Policy, or your use of the Services. In all cases, our total aggregate liability, and your exclusive remedy, will be limited to the amount you have actually paid to us.

11Indemnification

To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless Strategic Investor Network LLC and its affiliates, directors, officers, employees, contractors, licensors, and agents from any claims, losses, damages, liabilities, and costs (including reasonable attorneys’ fees) arising out of or related to (1) your breach of these Terms; (2) your Member Content; or (3) your violation of any law or the rights of a third party.

12Dispute resolution

If a problem arises between you and Strategic Investor Network LLC relating to your account, your use of the Services, these Terms, or the Privacy Policy (a “Claim”), we work through it in this order, because each step is faster and less costly for both of us than the one after it.

First, we talk. Before either of us starts any legal proceeding, we each agree to raise the problem in writing and allow thirty days to resolve it informally. Write to us at support@investor-mastermind.com describing the problem and what you would like done about it, or call us on 855-624-7068. This obligation runs both ways.

Then, mediation. If the thirty days pass without a resolution, either of us may propose mediation before a neutral mediator. Mediation is optional and non-binding, and we share the mediator’s fee equally.

Then, courts. Any dispute not resolved informally or by mediation is subject to the exclusive jurisdiction and venue of the state and federal courts located in Laramie County, Wyoming, and each of us consents to that jurisdiction. Either party may still bring an individual claim in small claims court where that court has jurisdiction.

Governing law. These Terms, and any dispute arising under them, are governed by the laws of the State of Wyoming, without regard to its conflict of laws principles.

13Changes to these Terms

We may update or replace any part of these Terms by posting an updated version here with a new “Last updated” date. Material changes may also be communicated inside the community. It is your responsibility to review this page periodically. Your continued use of the Services after changes take effect constitutes acceptance.

14Miscellaneous

You agree that we may communicate with you electronically and that such communications satisfy any legal requirement that they be in writing. You may not assign your rights under these Terms; we may assign ours as part of a merger, sale of assets, or business transfer. No waiver of any term is a continuing waiver, and if any provision is found unenforceable, the remaining provisions stay in effect. Nothing in these Terms creates a partnership, joint venture, employment, agency, or fiduciary relationship between you and us.

These Terms govern the members platform. They sit alongside our Terms & Conditions of sale and, for enrolled members, the enrollment agreement. Where any of those documents address the same subject, the enrollment agreement controls first and the Terms & Conditions of sale control next.

15Contact

Questions about these Terms, your account, or the Services? Email support@investor-mastermind.com, or call us on 855-624-7068.

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